About Personal Loan

Personal loan is the obvious choice if you need a finance for Personal finance, Medical emergency, Wedding purposes, Abroad travel, Holidays, Child education and for buying consumer durable things.

Personal loan is a form of unsecured loan availed by individuals on the basis of specific criteria, such as level of income, employment history, credit score, and scope for repayment. if you need a finance for Personal finance, Medical emergency, Wedding purposes, Abroad travel, Holidays, Child education and for buying consumer durable things. Means if you have a requirement of money so personal loan is the best choice. The loan is usually taken for the fulfillment of personal needs from a banking institution or a non-banking financial company (NBFC). Borrowers can use online tools available at neutral financial websites, such as the Personal Loan EMI Calculator, to assess the interest payout throughout the tenure before applying for a personal loan.

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Personal Loan Products

Centric24 Finance providing Personal Loan for the who required the loan following purpose:

Medical Emergency

Centric24 finance Company offers you personal loan for your unexpected medical emergency.Get instant personal loan for your all kind of medical emergency expenses.

Wedding Purpose

You can manage your deram marriage day with our personal loan option. Have the wedding celebration of your dreams. Apply now personal loan for wedding purpose.

Abroad Travel

Get the funds for the expenditure involved in going abroad for taking up employment. Manage your personal with Centric24 finance for fulfill your travelling to abroad.

Child Educations

We provides child loan for pursuing higher, We given the right tools to every potential child. Also, grant personal loan for your child higher education.

Get financing for whatever you need now

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Features of Personal Loan

All loans are not created equal, personal loan has become a great option for people to use.

Faster Loan

For funding medical expenses, hospitalization, surgery, No collateral required. We provide fast and easy loan services.

Choose your amount

All charges are communicated up front in writing along with the loan quotation. We are offering lowest rate of interest in the market.

Enjoy the best rates

Our loan rates and charges are very attractive. Centric24 Finance is providing lowest rate of interest in the market.

Decide your tenure

You can decide your loan tenure. Minimum loan tenure can be 1 year.

Personal Loan - Eligibility

Any salaried, self-employed or professional Public and Private companies, Government sector employees including Public Sector is eligible for a personal loan.

Age

Maximum age of applicant at loan maturity: 60 years

Income

Minimum Net Monthly Income: Rs 12,000

Credit Rating

Applicant should have the bank specified credit score. 700+ is best credit score.

Minimum per month Income of Rs.18000 in Metro cities required.
Minimum per Month Income of 12000 required in other cities like Tier 1, 2 & 3.
Age Must be above 21 Years.
Regular Source of Income with Valid proof of income like – Pay Cheque, Account Transfer. Cash salary is not considered by any bank.
Minimum 6 Month stability in current company for Salaried, 2 Years ITR for self-employed / Professionals.
CIBIL SCORE must be above 720 points.

Documents

Photo ID and age proof
2 Passport size Photograph
Signed application form with photograph
Residence proof
Last 6 months bank statement
Documentation for salaried applicants:
Last 3 months salary – slips
Form 16 or Income Tax Returns
Documentation for self-employed applicants:
Last 3 years Income Tax Returns with computation of Income
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Personal Loan Interest Rates

Centric24 finance offers competitive rates of interest on personal loans. If you are an existing customer, you can enjoy additional benefits on interest rate on your personal loan. Find out more about Centric24 finance’s personal loan interest rates, along with personal loans fees and charge below.

Min IRR 11%
Max IRR 21.05%
Avg IRR 13.04%
Loan Tenure 1 year to 5 years
Processing Fees
Up to 2.50% of the loan amount subject to a minimum of Rs. 1,999/- & Maximum of Rs. 25000/- for Salaried Customers.rgin-bottom: 0px !important;}”]If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

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centric24.in, India’s emerging financial market place has collaborated with various public sector and private banks to offer customized personal loans for it’s users. Users can apply for a personal loan online using centric24.in online loan request tool. The loan calculator tool at centric24.in checks for the user’s personal loan eligibility instantly. The tool also offers customized quotes for all eligible users as per their financial credit history and eligibility criteria. The eligible loan applicants are offered instant quotes customized as per their profile and with a discounted interest rate.

centric24.in also offers a simple online personal loan comparison tool allowing users to compare the loan offers of various banks. Feedback shared by previous successful personal loan applicants acts as a helpful tool for new applicants to get the best personal loan deal. The applicant gets an instant e-approval after successfully submitting his or her personal loan application. All personal loan applications submitted with centric24.in are sent electronically to the concerned bank department assuring complete privacy and transparency.

Get a Quote

Now apply for a Personal Loan online, All you need to do is provide your details below application form.