About Home Loan

With Centric24 Finance home loans take a step closer to your dream home. Centric24 Finance offers among the most feature-packed home loans in India.

A home loan or housing loan is an amount borrowed by individuals for a fixed tenure from financial institutions to buy, construct, repair or renovate a residential property. Lenders charge an interest on the amount borrowed, which has to be paid by the borrowers along with the principal amount. Besides free document storage, get approvals on your home loan even before you choose a property. We also provide guidance on buying a property when you apply for home loans. With quick processing and attractive interest rates, Centric24 Finance’s home loans are hassle-free and customer-friendly.

In addition, women who apply for home loans are eligible for lower interest rates.

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Get financing for whatever you need now

Home loan is really critical and important financial decision in our lives. Before you finalize your bank to secure home loan, try to get more information on current interest rates from different banks. First, gather some more information about how much each bank can give you. Find out eligibility for government and private banks. Which interest rate is more flexible and affordable such as fixed rates or floating rates? What is more easy a prepay option or balance transfer? We try to give answers to all such questions, and make this home loan process simple for you. To find the lender for 20 years term go through the fine print and save for years to come. A perfect Home loan is loan which gives you lowest rates throughout the tenure, has part payment options and allows you to balance transfer if you wish to.

Get financing for whatever you need now

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Home Loan Interest Rates

Centric24 finance offers competitive rates of interest on Home loans. If you are an existing customer, you can enjoy additional benefits on interest rate on your Home loan. Find out more about Centric24 finance’s Home loan interest rates, along with Home loans fees and charge below.

Loan Tenure 1 year to 30 years
Processing Fees
Up to 2.50% of the loan amount.

Home Loan - Eligibility

The borrower’s eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse’s income, age, number of Dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Eligibility Factors in Housing loan Your Home Loan eligibility is determined by your repayment capacity and the value of the Property

  • Income
  • Qualifications
  • Age
  • Spouse’s income
  • No. of Dependents
  • Stability and continuity of occupation
  • Assets/Liabilities.
  • Savings history.

Compare Home Loans from different banks

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

centric24.in, India’s emerging financial market place has collaborated with various public sector and private banks to offer customized home loans for it’s users. Users can apply for a home loan online using centric24.in online loan request tool. The loan calculator tool at centric24.in checks for the user’s home loan eligibility instantly. The tool also offers customized quotes for all eligible users as per their financial credit history and eligibility criteria. The eligible loan applicants are offered instant quotes customized as per their profile and with a discounted interest rate.

centric24.in also offers a simple online home loan comparison tool allowing users to compare the loan offers of various banks. Feedback shared by previous successful home loan applicants acts as a helpful tool for new applicants to get the best home loan deal. The applicant gets an instant e-approval after successfully submitting his or her home loan application. All home loan applications submitted with centric24.in are sent electronically to the concerned bank department assuring complete privacy and transparency.

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Now apply for a Home Loan online, All you need to do is provide your details below application form.